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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$288,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
2 years
|
2 years
|
4 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.00
$9.30
$9.60
$9.90
$10.20
$10.50
$10.80
$11.10
$11.70
$12.30
$12.60
$13.20
$13.80
$14.40
$15.30
$15.90
$16.80
$17.70
$18.90
$20.10
$21.60
$23.40
$25.20
$26.40
$28.20
$30.00
$31.80
$33.60
$36.30
$39.00
$42.30
$46.20
$50.40
$54.60
$58.80
$65.40
$70.20
$78.00
$84.90
$91.80
$99.90
$109.50
$121.20
$133.80
$147.90
$168.00
$187.50
$210.90
$232.50
$257.10
$282.30
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.60
$19.20
$19.80
$20.40
$21.00
$21.60
$22.20
$23.40
$24.60
$25.20
$26.40
$27.60
$28.80
$30.60
$31.80
$33.60
$35.40
$37.80
$40.20
$43.20
$46.80
$50.40
$52.80
$56.40
$60.00
$63.60
$67.20
$72.60
$78.00
$84.60
$92.40
$100.80
$109.20
$117.60
$130.80
$140.40
$156.00
$169.80
$183.60
$199.80
$219.00
$242.40
$267.60
$295.80
$336.00
$375.00
$421.80
$465.00
$514.20
$564.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
|
Benefit Duration
|
4 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.60
$28.20
$29.40
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$37.80
$39.60
$41.40
$43.20
$45.00
$47.40
$49.80
$52.20
$55.80
$60.00
$64.80
$69.60
$74.40
$78.60
$83.40
$88.80
$94.20
$100.20
$107.40
$116.40
$126.00
$137.40
$150.00
$162.60
$175.20
$195.00
$209.40
$232.80
$252.60
$273.60
$297.60
$326.40
$361.20
$398.40
$439.80
$499.80
$558.00
$626.40
$690.60
$762.60
$836.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov